Las Vegas financial representative
The Las Vegas financial advisor who explains it first
Randy Rivas helps Las Vegas individuals, families, and business owners plan for retirement, protect their income, and grow what they have built. You get plain-English answers and a plan shaped around your real life, from someone who grew up here.
Free 30-minute call. No obligation, no jargon.
- Born and raised in Las Vegas
- UNLV graduate
- Licensed in Nevada
- WestPac Wealth Partners
0%Nevada state income tax on retirement income
WestPac Wealth Partners
How Randy helps
Planning for every chapter, in plain English
Four areas, one plan. Most people start with the question that is keeping them up at night, and Randy connects it to the rest of the picture.
Retirement
Retirement Planning
A paycheck plan for life after work: income mapping, Social Security timing, and a clear handoff from saving to spending.
Explore retirementProtection
Life & Disability Insurance
Protect the income your family and your business run on, sized to your real numbers and not a rule of thumb.
Explore protectionWealth
Wealth Planning
Turn what you earn into what you keep: savings structure, tax-advantaged accounts, and a long-term investing plan.
Explore wealthBusiness owners
Business Owner Planning
Key-person coverage, buy-sell funding, owner benefits, and succession, so the business you built is protected.
Explore business ownersThe short answer
What does a financial advisor in Las Vegas actually do?
A financial advisor helps you decide what to do with the money you earn: how much to save, how to protect your income if something goes wrong, how to invest for the long term, and how to turn savings into a paycheck in retirement.
Randy Rivas does this for Las Vegas households and business owners, and he starts every relationship with education, so you understand each recommendation before you act on it.
Las Vegas adds its own wrinkles. Plenty of people here earn tips, commissions, or seasonal income. Thousands of public employees rely on Nevada PERS. Small business owners carry the whole operation on their shoulders. And Nevada has no state income tax, which changes the math on retirement withdrawals. Randy plans around all of it because he grew up around all of it.
How Nevada taxes retirement income · Do I need a financial advisor?
Why Randy
Born here. Invested here. Here for you.
Randy grew up in Las Vegas, earned his degree at UNLV, and chose to build his practice in the city that raised him. He is a neighbor first and a financial professional second.
Most people do not need more products. They need more understanding. That belief shapes every meeting Randy runs.
Read Randy's storyEducation first
Every meeting is a lesson. You leave knowing more than you walked in with, every time.
Clear about pay
You will know how Randy is compensated for any recommendation before you decide.
Built for you
Your plan starts from your numbers and your goals. Templates do not belong here.
In it for years
Plans change with marriages, kids, career moves, and businesses. Randy checks in as life does.
Wherever you are
There is a next step from here
Financial planning is not one-size-fits-all. It changes with every chapter, and the right first move depends on yours.
Find my next stepJust starting out
Build the foundation: a budget that works, an emergency fund, your first retirement account, and coverage that protects the people counting on you.
Building a family or a business
Marriage, kids, a new home, a new company. Protect your income, plan for college, and keep growth on track while life gets busy.
Five to ten years from retirement
The window that matters most. Map your income, time Social Security, coordinate PERS or 401(k) savings, and stress-test the plan.
Retired or nearly there
Turn a lifetime of saving into a reliable monthly paycheck, protect it from surprises, and plan what you leave behind.
How it works
Three conversations to a clear plan
Step one
Discovery call
Thirty minutes, free. Talk through what you want, what worries you, and whether Randy is the right fit.
Step two
Fact-finding
Gather your income, savings, coverage, and goals. Randy runs the numbers and explains what he sees.
Step three
Your plan, explained
A written plan in plain English, with the reasoning behind every recommendation. You decide what happens next.
FAQ
Questions people ask Randy
Straight answers. If yours is not here, ask it on the call. That is what it is for.
How much does it cost to meet with Randy?
The discovery call is free, and so is the first planning conversation. If you decide to move forward, Randy may be paid through commissions on insurance products and through commissions or advisory fees on investment services, depending on what fits your situation. He explains exactly how he is paid for any recommendation before you decide anything.
Do I need a lot of money to work with a financial advisor?
No. Randy works with people who are just starting out, families in the middle of building, and business owners with a lot on the line. Some of the most valuable planning happens early, before the big balances show up.
What parts of Las Vegas do you serve?
The whole valley, including Henderson, Summerlin, North Las Vegas, Spring Valley, and Enterprise. Meet in person, by phone, or on video. Randy is licensed in Nevada.
Is the discovery call a sales pitch?
No. It is a conversation about where you are, what you want, and what is in the way. You leave with useful next steps whether or not you ever work with Randy.
What should I bring to the first call?
Nothing required. If you have them handy, a recent pay stub, retirement account statements, and any insurance policies help Randy give you more specific answers.
Free discovery call
Start with a conversation
No jargon, no pitch deck. Tell Randy where you are and where you want to be, and leave with a clearer picture than you walked in with.
- Free 30-minute call, in person, by phone, or on video
- You leave with next steps, whether or not we work together
- Evenings and Saturdays available by appointment
Rather talk now? (702) 349-2508
Book your free discovery call
Thirty minutes, no cost, no pressure. Randy reads every message himself and replies within one business day.
Message received
Thanks. Randy will reach out within one business day.
Want to skip the wait? Call (702) 349-2508.